What is “Pain and Suffering” Reimbursement? – A Georgia Lawyer Explains

So How is Pain Determined?

Pain is also determined by medical doctors asking the victims themselves. This is usually done by asking them to describe their pain on a scale from 1-to-10.

Depending on the severity of the physical pain caused by the injury sustained during the accident, adjusters try and determine a monetary value.

To determine a value, they will use a multiplier, usually between 1 and 5, that will be multiplied by the value of what is referred to as “Special Damages.”

Special Damages include:

• Out-of-Pocket Expenses
• Medical Bills
• Lost Wages

Besides the physical toll that car accident victims commonly go through, there is also an emotional one, which also deserves compensation.

A car accident or other type of personal injury accident can leave the victim with emotional scars that can last for a long time.

When a person goes through a traumatizing experience, they can experience many different types of psychological disorders.

Common Conditions Accident Victims Experience

• Depression – a mental disorder where a person experiences a depressed mood and loss of interest in once enjoyable activities, interfering with daily life.
• Anxiety – strong feelings of fear, anxiousness, and worry that interfere with a person’s ability to accomplish simple daily activities.
• Post Traumatic Stress Disorder – a condition where the victim of an accident is unable to recover mentally and experiences anxiety and flashbacks to the accident.
• Insomnia – a condition where the victim is unable to fall asleep or stay asleep for a normal amount of time.
• Loss of Consortium – diminishing in personal relationships due to the trauma caused by the personal injury accident.

When it comes to determining a value for mental damages after a personal injury accident, adjusters face a more difficult task.